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| Organization | Newtown CDC |
| Description | One-on-one counseling for homebuyers to guide you through mortgage and loan qualification and purchase of your new home. Especially helpful for those in need of credit repair, creating a budget, and planning for the future
The purpose of Pre-Purchase Counseling is to help you evaluate your readiness to purchase your own home. Are you committed enough to do what is necessary to own and maintain a home? Have you considered the lifestyle changes you may have to make?
During our pre-purchase counseling session, we will:
· Determine the price home a mortgage company or bank may approve for you to buy based on your current income and long term debts
· Review your credit report and make suggestions on what may be necessary to repair any previous credit problems
· Advise you on the programs available in Tempe that can assist you with your down payment and closing costs
· Recommend a home buyer training suitable for your current needs
· Identify barriers to homeownership and develop an action plan, or specific tasks required to purchase a home.
We will also challenge you to look at your current spending habits. Although there are certain guidelines a mortgage company or bank may use to determine a maximum loan amount, only you know how much you are "comfortable" spending each month and still maintain what you consider to be an acceptable lifestyle. |
| Tel | 480-517-1589 |
| E-Mail | cruz@newtowncdc.org |
| Fax | 480-517-1490 |
| Hours | 8am - 5pm, and flexible hours by appointment |
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Arizona Housing Counseling Collaborative
www.arizonahcc.org
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